Friday, August 28, 2009

Career Advantage Weekly 8/28/09 **Ask TO Call Cancelled Today**

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August 27, 2009

 

In this issue:

 

Join Our First "Ask Today's Options" Call!

 

New Pre-Authorized Check/Credit Form!

Get Appointed with Equitable!

 

THERE'S STILL TIME TO REGISTER!

 

REQUIRED MA/PDP TRAINING AND CERTIFICATION PROGRAM

 

By attending just one convenient session, you will be able to complete your CMS-required certification* and learn about our 2010 portfolio of products and services, including our new agent-assisted telephone enrollment system.  Click here to register now!


 

MARK YOUR CALENDARS!

 

Please be advised that the August 28th "Ask Today's Options" call which was announced to you last week has been cancelled.

 

Don't forget to mark your calendar for Friday, September 11th at 11:00 a.m. Eastern Time, because that is the date of our first "Ask Today's Options" conference call of the season! Be sure to dial in a few minutes early so we can start on time. We have a lot of great things to discuss for the 2010 selling season and are very excited to share them with you. See below for the conference call details.

 

Date: Friday, September 11, 2009

Time: 11:00 a.m. EST

Dial-in Number: 866-900-3545

Conference ID #: 23478536

Expected Duration: 1 hour


Important

Upcoming Dates

for the 2010 MA/PDP

Selling Season

 

Before we know it, the 2010 Medicare Advantage and Prescription Drug Plan selling season will begin.  So, here's the question: Are you ready?

Here are key dates and information that you'll need to know as you prepare for 2010 enrollment:

Agent Certification and Training

(Do It Now)

In order to take full advantage of the 2010 Selling Season in its entirety, you'll need to complete and pass agent certification training prior to November 15.  In fact, you'll want to complete it before October 1, 2009 so you can engage in pre-selling activities.  You can do this in two ways:

  • Attend a 2010 MA/PDP Training and Certification Session in your area.
  • Complete your training and certification online beginning September 1, 2009 at http://certify.appointmyagent.com. 

Whichever method you choose, you must successfully pass a 50-question multiple choice exam with a grade of 85% or higher to be certified for 2010. 

continued...

October 1 - November 14, 2009 -- Pre-Selling Period

Certified agents may begin scheduling appointments and meeting with beneficiaries to discuss Medicare Advantage and Medicare Prescription Drug plans beginning October 1st.  At this time you may discuss the characteristics of different Today's Options plans to assist the potential enrollee in evaluating the merits of all available Today's Options plans, based on their needs. You may not collect or submit January 1st, 2010 enrollments until November 15, 2009.

November 15-December 31, 2009 -- The Annual Election Period (AEP)

This is the time when all eligible Medicare beneficiaries may enroll in Medicare Advantage and Prescription Drug Plans for 2010.  They may also make changes to their current coverage. Our Medicare Advantage plans include Today's Options Private Fee-for-Service (PFFS) plans, available in 45 states; our Today's Options PPO Advantage 1, 2, & 3 Plans available in 43 markets; and our Medicare Advantage HMO plans available in select areas of Texas, Oklahoma and Wisconsin.

January 1-March 31, 2010 -- Open Enrollment Period (OEP)

This is an opportunity for beneficiaries to enroll in, disenroll from, or change a Medicare Advantage plan (only once) during this period.  There are several restrictions as to what individuals may or may not add or drop from their coverage during this time.  These restrictions/requirements will be the subject of a future communication.

Learn more about the upcoming 2010 MA/PDP enrollment season - join our first Ask Today's Options conference call on Friday, August 28 at 11 a.m. Eastern Time.  Dial (866) 900-3545 ID: 23476851 to join.

If you have any questions about certification or the upcoming enrollment periods, please contact the Career Sales Department.


Lincoln Financial Life Insurance Updates

 

Click here for Lincoln Financial Life insurance updates.


NEW! Pre-Authorized Check/Credit Card Form
 

The form used for pre-authorized bank drafts and/or credit card payments has recently been updated for use by all Universal American subsidiary companies. You may begin using this new form today and it can be accessed by clicking the link below or by downloading and printing it via the agent website. App packs containing the old pre-authorized check/credit card form will be updated to include the newer version as they come up for reprint. 

 

PAC Form

 

Use This New Checklist Before Submitting Traditional Applications

Incomplete application paperwork often results in underwriting delays. To ensure timely processing and faster commission payments, we strongly encourage you to make it a habit to complete this very handy checklist (click to download)  before submitting your traditional insurance business.

 

 

 

Did You Know?

 

Did you know that during the Open Enrollment Period (OEP), a Medicare beneficiary may drop a MAPD plan and return to Medicare A&B and obtain a standalone PDP?

 

 

It Makes Good "Cents" to Sell Final Expense!

Help clients cover their final expense needs with a senior life insurance plan, Secure Guard II, offered by Pennsylvania Life Insurance Company! From September 1, 2009 through October 15, 2009, the Career Sales Department will be promoting Secure Guard II with several exciting contests and activities! We've attached a calendar of events  to help you keep track of everything that is going on during the promotion.

Secure Guard II Training Call 

To help kick off our Secure Guard II promotion, we'd like to first educate you on the details of the product, give you helpful tips on how to sell it and discuss successful sales stories from the field. Learn everything you need to know about Secure Guard II on August 31, 2009 at 11:00 a.m. EST. Dial-in phone number: 866-422-9307, Conference ID: 4079958545.

Earn Gift Cards by Selling Secure Guard II!

We will also be holding a production contest which will run from September 1, 2009 through October 15, 2009. The top three producers with a minimum of 10 issued Secure Guard II applications will receive American Express gift cards! First place will receive a $500 gift card; second place will receive a $250 gift card; and third place will receive a $100 gift card. We will announce the winners toward the end of October.

Also taking place during the promotion are status contests. Randomly throughout the promotion we will be sending out status reports of the top 10 producers of issued business for Secure Guard II. The top producer in these reports will receive a prize!

To read more about the Secure Guard II contest, click here.

Utilize Tribute Direct!

TributeDirect™ gives Americans a budget-friendly option to the traditional and costly ways of funeral planning. It gives clients what they need at a very stressful time - control, choice and value. TributeDirect™ provides advice and answers questions about the funeral planning process. To complement this, TributeDirect™ offers caskets, monuments and urns at competitive prices often resulting in significant savings.

Combining Tribute Direct™ with Final Expense Life Insurance is such a powerful concept that your prospects and customers will want to refer you to others!  If you obtain just one referral following every appointment, you will significantly reduce your cost per lead.

Referred leads using Tribute Direct™ will reduce your lead costs!

Tips From the Field

We need your help! If you are a successful agent selling Secure Guard II, we'd like to know how you are doing so well. All you have to do is write up a quick tip about your selling technique and email it to Jennifer Richmond at jrichmond@UniversalAmerican.com. Please include "Secure Guard II Sales Tip" in the subject line. The best tips will be published in the Career Advantage Weekly newsletter!

Question of the Week

Each week in the Career Advantage Weekly newsletter, we will ask you a question about the Secure Guard II insurance product. The first person to respond with the correct answer will receive a prize!

Secure Guard II

The featured product for this promotion is Secure Guard II.  Secure Guard II is the Cadillac of Final Expense senior life insurance products offering you:

 

·Competitive rates

·Streamlined underwriting

·Lower premiums

·More cross-selling opportunities

Final expenses do not have to create an unexpected financial burden for clients' family or loved ones. Your clients can relax knowing that the inevitable expenses such as Funeral, Administrative and Probate fees are covered by their Secure Guard II final expense insurance policy. Start selling Secure Guard II today!

Application packs which include a brief product overview, rates, application and all necessary forms to complete the sale are now in one convenient packet. You can order materials via the online ordering center or download them from the agent website.


REGISTER FOR WEEK 5 OF THE 2010 MA AND PDP TRAINING TODAY!

We invite you to join the Universal American agent certification and training program for Medicare Advantage and Medicare Prescription Drug Plans! Program sessions are presented in-person by our knowledgeable trainers. 

By attending just one convenient session, you can:    

  • receive hands on training with national trainers
  • complete your CMS-required certification* 
  • learn about our 2010 product portfolio and new telephone enrollment system 

Respond today to reserve your place!  MA/PDP training and certification is required for agents selling Medicare Advantage and / or Medicare Prescription Drug Plans. We are requiring that you respond to the survey  below to reserve your spot for training so we can plan for attendance (i.e. space, supplies, food/beverage, etc.) Simply fill in the information below and click "submit."  Please be sure to click the option "view as web page" to access the registration fields below. If you have already reserved your spot at the training by submitting the survey, you do not need to fill out the survey again.


1. Agent Name


2. Agent Number


3. Office


4. Business Phone


5. Email Address


6. Session date and location
LAKE MARY, FL, 8/31/09, 8:30 am - 1 pm - PennLife Office, 917 Rinehart Rd. #2027, Lake Mary, FL 32746
FT. WAYNE, IN, 9/1/09, 8:30 am - 2 pm - Hilton Fort Wayne at the Grand Wayne Convention Center, 1020 S. Calhoun St., Ft. Wayne, IN 46802
LITTLE ROCK, AR, 9/3/09, 8:30 am - 2 pm - Hilton Little Rock Metro, 925 S. University Ave., Little Rock, AR 72204
JACKSON, MS, 9/4/09, 8:30 am - 2 pm - Hilton, 1001 E. County Line Rd., Jackson, MS 39211

If you do not receive a confirmation page after clicking submit, please click here.

This email was sent to: mlees@seniorsolutions.com

This email was sent by: Pennsylvania Life Insurance Company
1001 Heathrow Park Lane, Suite 5001 Lake Mary, FL 32746 USA


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